Finding the right home at the right price is just one aspect of a home sale or purchase. Walker Insurance and Real Estate is experienced at helping both buyers and sellers when it comes to closings. E-mail or call us today at 417-723-5286 if your needs include a professional REALTOR® ready for the business side of real estate.

Closing costs you should expect

There are certain standard expenses associated with closing the sale of a house. These fees are commonly divided between the buyer and seller, as directed in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Missouri to help show you through your transaction.

Costs pertaining to your loan to be paid at closing    (More information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually paid    (More information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (More information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your deal, I'll not only work to get the very best sales price, but I'll also push for reduced closing costs. And once we've reached an agreement, I'll fully explain the closing costs so you know exactly what you're paying for.

Buyers: If you're buying a home in Stone County, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a suitable range so you're not stunned when you get to the closing table. I'll be happy to go through the GFE with you, answering your questions and highlighting any estimates that appear to be out of the ordinary.